Our services
Whole Life
Whole life insurance helps your family prepare for the unexpected. A benefit that pays tax-free for any cause of death as long as premiums are paid. Over time, these policies build cash value that offer policy protection and a living benefit during your lifetime.
Whole life Programs
Final Expense
Make sure your loved ones have the immediate money they need to take care final arrangements. Offering affordable and personalized protection plans for individuals and families.
Paid Up at 65
Permanent protection of whole life insurance, without the financial obligations in retirement age.
senior life
Affordable protection with a simple qualification process for those 60 years of age or older. Gives seniors peace of mind knowing that their loved ones’ burden will be removed.
child headstart
The headstart uses your child’s age to preserve the lowest rates offered. Providing protection for your child and their future family by guaranteeing their future insurability.
Term Life
Term life insurance provides death protection for a set timeframe. More coverage at a low cost. It is well suited to help with things like mortgage costs, replacing a loss of income and providing estate protection. Offering options that can guarantee the extension of protection or allow the conversion to a whole life policy with no insurability requirement.
Term Life Programs
Income Protection
Short-term protections that can replace the income of a lost loved one. Ensuring survivors have the financial needs to readjust.
Student Loan protection
As parents are more involved in their children’s student loan process the need for protection is essential. Student loan protection will cover the financial burden that is created by this devastating loss.
Mortgage Protection
Short and long-term protections that adjust as you pay off your home. Allowing your loved ones’ the comfort of knowing their residence is secure.
Indemnity Plans
Does your monthly budget allow for unexpected medical costs? Providing financial relief for life’s unexpected moments, indemnity plans provide money in your pocket when you’re injured or ill.
Accident/Injury
Accidents and injuries are costly. On average a trip to the ER takes over 3 hours.
Could your family afford to lose income after a serious car accident? Most families aren’t able to incur unplanned expenses due to an accident or injury. Accident/injury policies ease the burden by providing money for emergency room visits and hospital stays to help cover co-pays, time lost from work, prescriptions, travel expenses, etc.
Cancer
Almost 1.9 million Americans will be diagnosed with cancer in 2021.
A cancer diagnosis can be devastating – physically, mentally and financially. Everyone is at risk. Fighting cancer causes financial hardships from loss of income to medical expenses. Cancer plans help financially by providing money to you to help alleviate the expenses of cancer treatment.
Critical Illness
Every 20 seconds an American will be diagnosed with a critical illness.
How would you handle a critical illness? Because of medical advances, you are more likely to survive a critical illness such as cancer, heart attack, stroke, and paralysis. A critical illness policy pays a specific amount upon first diagnosis to help offset the financial hardships.